Travel Insurance2022-04-05T12:56:42-04:00

When you have comprehensive travel protection, you also have peace of mind

Whether you are taking a domestic trip or exploring some international locales, the planning that goes into your upcoming travel is typically the most stressful part of the journey. But even though your pre-trip checklist seems long, the team at Fred C. Church strongly recommends you add one more item to it – buying travel insurance. This coverage may be the most important thing for you to have on your trip. If you don’t have travel insurance coverage and an accident, medical or health emergency, or other unforeseen event happens, you may be out thousands of dollars trying to get yourself the critical emergency care you need.

4%-10%

Percent of trip cost you should expect to pay for travel insurance*
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Travel Wisely

Fully enjoy the wonders of your travels knowing you have planned for anything that might take you off course.

So, you’ve made it to your destination safely. What could go wrong at that point? Unfortunately, quite a bit, including finding out your baggage has been delayed indefinitely, losing your passport, or getting sick or injured. Booking a new flight, purchasing replacement clothes and personal items, or, in a worst-case scenario, having to arrange safe transport to a medical facility, can cost you thousands – or tens of thousands – of dollars. So, before you embark on your latest adventure, let the Fred C. Church team evaluate the potential risks involved with your domestic or international travel plans and assist you in determining the value of purchasing travel insurance.

Snow-covered mountains with two people on a ski lift

Find the right travel insurance for your next trip.

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Talk To An Insurance Professional About Your Travel Risks.

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Do you really need travel insurance if you have health insurance?

Fred C. Church wants you to understand that relying on your health insurance could leave you with risky gaps in coverage when you travel.

Whether you are traveling here in the United States or a different country, it is essential that you have a clear understanding of what your health insurance will cover in the event you or a family member experiences a medical emergency. Although it is likely that your healthcare plan will cover reasonable emergency services at any hospital, there are some caveats you should be aware of:

  • You will be using providers that are likely considered “out-of-network,” and thus you will probably pay a much larger share of any medical-related expenses.

  • You might consider a situation an emergency, but in the eyes of your health insurance carrier, it may not be, in which case your claim could be denied.

  • Very few health insurance companies will pay for a medical evacuation back to the United States or from one hospital to another when you are traveling abroad. These evacuations can cost upwards of $100,000 or more.

  • Talking to your healthcare provider is the only way to know concretely what will and will not be covered.

Two people high-fiving while stopped on their mopeds

At Fred C. Church, we believe that if your trip is going to take you beyond your health insurance network area, and there is the potential that you would have to pay significant out-of-pocket costs in the event of a serious illness or injury, then you should consider travel insurance to fill in the gaps that might be left by your health insurance coverage.

Here are some of the insurance options and risk management
services available to travelers through Fred C. Church:

  • Delayed Bags Coverage

  • Emergency Medical Evacuation

  • Lost Passport Coverage

  • Coverage for Stolen, Lost, or Damaged Luggage

  • Missed Connection Coverage

  • Terrorism Coverage

  • Travel Medical Coverage

  • Trip Cancellation Insurance

  • Weather Damage Protection

  • 24/7 Emergency Assistance

  • Kidnap and Ransom Insurance

  • Repatriation Resources

What we mean when we say,
“It’s the people.”

If you choose to work with Fred C. Church as your insurance broker, you will experience our unique approach to finding the optimal travel insurance solution for you and your fellow travelers. You will also see how important it is to us that you wholly understand your coverage and how it should safeguard you whether you are traveling in the United States or abroad. Most important, you will learn that, as independent agents, we don’t answer to anyone but you. Our only responsibility is to serve your personal goals, needs, and situation. With Fred C. Church, you will always come first.

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Client Success Stories

Here is how our people have helped other people achieve their goals.

5 stars

Everyone I have ever dealt with at Fred C. Church has always provided me with the best service, and that continued today.  You were helpful, kind, and so prompt with getting me what I needed, and I appreciate it so much!

Lindsay G., Dracut, MA

Thank you very much for all your help with my Dad’s car insurance needs as well as my own insurance. Awesome service!

Rich P., Tewksbury, MA

You are SO wonderful. Thank you for being the best agent. Much, much appreciated. 🙂

Lindsay H., Atkinson, NH

You are all experts in your field and you made my worries go away in minutes. I truly appreciate you and all the staff.

Ann Marie A., Lawrence, MA

You probably get tired of me saying this, but thanks again for all your help. You made the whole process go so smoothly. Again, I thank you.

Doug R., Ashland, MA

If you are looking for knowledgeable people who can walk you through the most complex insurance matter, these guys are for you! Good listeners, problem solvers, careful and comprehensive. They aren’t kidding: people do come first here. Five stars is not enough.

Sarah M., Boston, MA

Super helpful and available folks. Awesome place!

Chris R., Haverhill, MA

I have never viewed an insurance agent like a close trusted financial professional such as my accountant, lawyer or financial advisor but always felt maybe I was missing something. Now I know that I was missing out and that I have filled this gap at the same time.

David K., Acton, MA

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We’re committed to doing our very best for you.

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