Boat Insurance2021-05-02T17:45:07+00:00

When you have comprehensive protection for your boat and other personal watercraft, you also have peace of mind

Millions of New Englanders have boating in their DNA. So, it does not surprise us that you either own or are in the process of purchasing a sailboat, powerboat, or other personal watercraft. But, even the most experienced boaters often find that the risks and realities of boat ownership are a bit more than they bargained for. This is why you should consider bringing the team at Fred C. Church on board. We will assist you in securing a comprehensively designed boat insurance solution to protect you and your vessel from an array of potential – and highly unpredictable – hazards that may come your way.

$48 Million

Property damage caused by recreational boating accidents each year*
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Cruise With Confidence

Enjoy your time on the water knowing you have coverage for the mishaps that may lie ahead.

Whether your boat is built for fishing, long-distance cruising, watersports, or sailing, it’s likely that a lot of your time and attention, not to mention money, went into finding and purchasing the exact right vessel. If you did not take the same thorough approach when it came time to secure insurance coverage for your vessel, then all that you have invested in your boat could be at risk. At Fred C. Church, we appreciate that having your own boat can really transform and enhance your lifestyle, but our team also recognizes the many challenges that come with owning watercraft as well. To protect yourself, your boat, your passengers, and other people on the water, our team is here to help you assess the possible dangers of boat ownership and to suggest the coverage that is right for your distinctive vessel.

One person sitting on a sailboat in the water while the other is standing as he holds onto a rope looking into the distance

Talk to an insurance professional about your boating risks.

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Talk To An Insurance Professional About Your Boating Risks.

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How do you properly insure your boat and other personal watercraft? 

Fred C. Church wants you to understand the factors that determine the type of boat insurance policy that will meet your specific needs.

Many boat owners wrongly assume that their watercraft is already adequately covered under their homeowners policy. While this might be true for very small crafts, most of our clients’ vessels require a separate boat insurance policy that is specially designed with high-quality marine coverage options. In order to help you identify the appropriate policy, though, Fred C. Church needs to get to know you, the ins and outs of your craft, and the types of voyages you plan to take.

The type of boat you have is a good starting point for us, but we also will ask you about your vessel’s age, length, value, horsepower, condition, and more. Lastly, but no less important than these other factors, we will want to understand where you plan to travel with your boat. Whether you’ll be cruising on the ocean or using inland waterways, lakes, and rivers often makes a significant difference in who will insure your boat and how much your coverage will cost. As your insurance partner, Fred C. Church will help you uncover all of these key factors and find the optimal insurance solutions, from top-rated insurance providers, for your boat and other personal watercraft.

A small boat docked in the water with a beautiful sunset in the background

If you own any of the following watercraft,
Fred C. Church would like to talk to you about your insurance options:

  • Powerboat

  • Sailboat

  • Trawler

  • Cabin Cruiser

  • Yacht

  • Catamaran

  • Fishing Boat

  • Bowrider

  • Centre Console Boat

  • Houseboat

  • Game Boat

  • Pontoon

  • Sedan Bridge Boat

  • High-Performance Boat

  • Jet Ski or Sea-Doo

  • Deck Boat

  • Inboard Ski/Wakeboard Boat

  • Any Other Stand-up or Sit-Down Personal Watercraft

What we mean when we say,
“It’s the people.”

If you choose to work with Fred C. Church as your insurance broker, you will experience our unique approach to finding the right protection plan for you and all your personal watercraft. You will also see how important it is to us that you wholly understand boat insurance coverage and how it safeguards some of your most meaningful assets. Most important, you will learn that, as an independent, employee-owned company, we don’t answer to anyone but you. Our only responsibility is to serve your personal goals, needs, and situation. With Fred C. Church, you will always come first.

Two kids tubing in the water with smiles on their face and a rope pulling them
*Source: USCG Boating

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