Health & Human Services Insurance

Health & Human Services Insurance2022-04-05T13:18:38-04:00

Are you confident your Health and Human Services organization is getting first-class risk management protection?

You know precisely how rewarding working in the health and human services industry can be. At the same time, you are also keenly aware of the inherent risks that arise directly from the interactions you and your employees have with the people you are dedicated to caring for. When you work with the Fred C. Church team, our approach is to first examine how well you are currently controlling threats that may affect your organization. By looking at everything, from the way you deliver your programs and services to the measures you take to keep both your employees and clients safe, we do what we can to uncover a potential threat before it happens. We also review your losses and claims in detail so we can identify possible ways to better mitigate them in the future. When you hire us to be your risk resource, our job is to provide you with all the information you need to make informed and deliberate decisions about how to safeguard your operation and develop a sustainable culture of safety.


Locations Insured

Areas Of Focus

Serving the needs of health and human services organizations across the U.S.

The health and human services industry is made up of a wide variety of organizations serving an array of issues. So it stands to reason that whether it’s an addiction center or mental health facility, a school that focuses on special education, or an elder services provider, each of these organizations is also going to have its own specific set of risks. For this reason, it is essential to collaborate with a brokerage who not only understands your individual needs in a diverse industry but also is passionate about the work you do. Fred C. Church has been working side-by-side with CFOs, executive directors, nonprofit board members, and paraprofessionals for many years, becoming one of the industry’s leading specialists on strategic risk management and insurance for organizations of varying size and specialty.

We deliver customized risk management programs and services to a wide variety of health and human service providers, including:

  • Developmental Disabilities
  • Special Education
  • Early Intervention
  • Community Action Programs
  • Home Health Agencies
  • Hospice
  • Physician Groups & Hospitals
  • Skilled Nursing Facilities
  • Behavioral Healthcare
  • Addiction Treatment Centers

Why partner with Fred C. Church Insurance as your risk resource?

One of the many benefits of being an independent agent is our ability to represent numerous highly rated insurance carriers, many of whom are the best in the industry. These appointments allow us to provide health and human services organizations of varying size, exposure, and specialty with comprehensive insurance solutions, including Professional Liability, Asset Protection, Sexual Abuse & Molestation, Active Assailant Coverage, Cyber Liability, Commercial Auto, and more.

An old women smiling and looking to the side

Because your health and human services organization needs more than just a business insurance program.

Finding insurance solutions for your organization’s specific risks, as well as the most common industry exposures, is an essential part of our role as your broker. But at Fred C. Church, it is by no means the most important. We also know it’s critical in today’s environment for you to work with an insurance team who will offer support with ongoing risk mitigation assessments and crisis management tools, and who has more than three decades of experience working for health and human services providers. When you hire us to be your broker, you are choosing steadfast, caring, and dependable collaborators who will be by your side on your best days and there to support you when you are faced with the worst.

With Fred C. Church as your broker, you gain access to many tools and services to help you manage your risk, which may include:

  • Risk Management Counselors
  • Claims Specialists
  • Online Training Programs
  • Training Materials
  • Certificates of Insurance

  • 24/7 Risk Management Center
  • Incident Tracking – OSHA 300 Log
  • Safety Data Sheet Management
  • Auto/Fleet Safety Risk Assessments
  • Risk Management Roundtables
  • Tabletop Exercises
  • White Papers

Our Three-Step Risk Management Process

Working hand-in-hand with you to regularly monitor your company’s potential losses.


We start by mapping out your potential operational and financial risks; how likely each is to happen and how frequently; and what impact they may have on your organization and finances. Then, working together, we take a proactive and strategic approach to help you determine which risks require your attention first.


Our goal is to understand how you currently deal with your identified risks and if this aligns with our knowledge of best practices for your specific industry. We also review your current insurance policies, and their limits and exclusions, to discover possible gaps or redundancies that may warrant changes to your plan.


Our team puts together a risk management program to address the risks you knew about, but that may not have been adequately covered, and those that we identified for you through this process. We then offer a variety of insurance solutions that will allow you to make decisions that align with your appetite for risk.

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Client Success Stories

Here is how our people have helped other people achieve their goals.

5 stars

I have been working with the Fred C. Church team for over twenty years and the reason I stay there is their commitment to customer service and the relationship that has developed over the years. I trust them to do the best for me personally and my company. I started with them providing our property and casualty insurance and it has progressed to my homeowners insurance and all of our health insurance and benefits.

Frank Granara, President & CEO at General Insulation

Fred C. Church was by far the most productive call I made when our school had a serious fire on campus. Knowing that I was going to be warmly and professionally counseled provided me great confidence as I placed that difficult call on a Saturday in August.

Ed Griffin, Chief Financial Officer at Pomfret School

Fred C. Church does more than say, “It’s the people.” They practice, “It’s the people.” From their unmatched and outstanding customer service and follow-up to their commitment to negotiating the best policies for the fairest price, the people at Fred C. Church exceed our expectations every day.

Linda Lyons, Director, Human Resources at Brockway-Smith Company

We turned to Fred C. Church because we wanted an insurance broker that understood our needs as an employee-owned company. Not only did we get that, but we also got a company that has helped us navigate some complex business issues that we have experienced as a government contractor. We have found the people of Fred C. Church to be a valuable partner in helping us run our business better.

Donald Reynolds, Vice President of Finance and Administration at Charles River Analytics

Fred C. Church is not just an insurance broker that you only see at renewal but a trusted partner that will work alongside us to help us align our insurance program with the organization’s strategic goals. I know when I need them that they will be there for me.

Dawn Barker, Vice President, Human Resources at RiverWoods

We’re committed to doing our very best for you.

We’re committed to doing our very best for you.