Construction Insurance

Construction Insurance2022-04-05T13:04:12-04:00

Are you confident your Construction company is getting first-class risk management protection?

From the moment you bid on a project to its successful completion, you are under an immense amount of stress. Delays, labor shortages, cost containment—these are all construction risks that you must deal with constantly. In addition, you always have to be on high alert for potential hazards that could lead to an accident or injury, safety violations, unexpected site conditions, and an endless list of other financial, contractual, operational, and environmental issues that may arise. One of the strategies for preventing a risk from catching you off-guard and interrupting, or worse, totally derailing your project, is to collaborate with a team of risk management professionals who understand your industry. As an experienced insurance broker and risk resource, Fred C. Church will help you manage and mitigate the risks that threaten your budget, schedule, and performance, not just today but for the foreseeable future.

1 in 10

Construction workers are injured annually*

Areas Of Focus

Serving the needs of construction companies across the U.S.

Whether you’re building a custom home, developing a commercial site, performing a utility installation, or constructing a solar field, we know that safety is always of the utmost importance. Depending on the type and scale of your project, though, the actual construction risks can vary greatly. It is essential to identify each project’s specific risks as early as possible in the construction process. As your broker, Fred C. Church will be there to assist you with understanding the inherent risks of your industry, especially those that are most likely to impact your business, and the amount of time and effort required to effectively manage many common exposures. Our Construction Practice Group has the industry-specific experience and knowledge to help you tackle the risk assessment process.

We deliver customized risk management programs and services to construction companies in a variety of sectors and specialty areas, including:

  • Commercial Builders
  • Engineers
  • Electricians
  • General Contractors
  • Home Builders
  • Real Estate Developers
  • Steel Erectors
  • Concrete Mixer Manufacturers
  • Professional Construction Managers
  • Subcontractors and Specialty Trades
  • Security Protection

Why partner with Fred C. Church Insurance as your risk resource?

One of the many benefits of being an independent agent is our ability to represent numerous highly rated insurance carriers, many of whom are the best in the industry. This arrangement allows us to provide construction companies of varying size, exposure, and specialty with comprehensive insurance solutions, including Builders Risk, General Liability, Commercial Auto, Inland Marine, Surety Bonds, Workers’ Compensation, and more.

Construction area

More Details

Because your construction company needs more than just a business insurance program.

Finding insurance solutions for your construction company’s specific risks, as well as the most common industry exposures, is an essential part of our job as your insurance broker, but by no means the most important. We also know it’s critical for your company to work with an insurance team that can be a knowledgeable contributor to your business growth and project successes, and who will provide you with ongoing risk mitigation assessments and risk management tools. When you hire Fred C. Church, you are choosing experienced and dependable collaborators who will be by your side to celebrate your victories and, more importantly, support you when you are confronting an unexpected threat.

With Fred C. Church as your broker, you gain access to many tools and services to help you manage your risk, which may include:

  • Risk Management Consultants
  • Claims Specialists
  • Online Training Programs
  • Training Materials
  • Certificates of Insurance

  • 24/7 Risk Management Center
  • Incident Tracking – OSHA 300 Log
  • Safety Data Sheet Management
  • Auto/Fleet Safety Risk Assessments
  • Risk Management Roundtables
  • Tabletop Exercises
  • White Papers

Our Three-Step Risk Management Process

Working hand-in-hand with you to regularly monitor your company’s potential losses.


We start by mapping out your potential operational and financial risks; how likely each is to happen and how frequently; and what impact they may have on your organization and finances. Then, working together, we take a proactive and strategic approach to help you determine which risks require your attention first.


Our goal is to understand how you currently deal with your identified risks and if this aligns with our knowledge of best practices for your specific industry. We also review your current insurance policies, and their limits and exclusions, to discover possible gaps or redundancies that may warrant changes to your plan.


Our team puts together a risk management program to address the risks you knew about, but that may not have been adequately covered, and those that we identified for you through this process. We then offer a variety of insurance solutions that will allow you to make decisions that align with your appetite for risk.

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Client Success Stories

Here is how our people have helped other people achieve their goals.

5 stars

I have been working with the Fred C. Church team for over twenty years and the reason I stay there is their commitment to customer service and the relationship that has developed over the years. I trust them to do the best for me personally and my company. I started with them providing our property and casualty insurance and it has progressed to my homeowners insurance and all of our health insurance and benefits.

Frank Granara, President & CEO at General Insulation

Fred C. Church was by far the most productive call I made when our school had a serious fire on campus. Knowing that I was going to be warmly and professionally counseled provided me great confidence as I placed that difficult call on a Saturday in August.

Ed Griffin, Chief Financial Officer at Pomfret School

Fred C. Church does more than say, “It’s the people.” They practice, “It’s the people.” From their unmatched and outstanding customer service and follow-up to their commitment to negotiating the best policies for the fairest price, the people at Fred C. Church exceed our expectations every day.

Linda Lyons, Director, Human Resources at Brockway-Smith Company

We turned to Fred C. Church because we wanted an insurance broker that understood our needs as an employee-owned company. Not only did we get that, but we also got a company that has helped us navigate some complex business issues that we have experienced as a government contractor. We have found the people of Fred C. Church to be a valuable partner in helping us run our business better.

Donald Reynolds, Vice President of Finance and Administration at Charles River Analytics

Fred C. Church is not just an insurance broker that you only see at renewal but a trusted partner that will work alongside us to help us align our insurance program with the organization’s strategic goals. I know when I need them that they will be there for me.

Dawn Barker, Vice President, Human Resources at RiverWoods

We’re committed to doing our very best for you.

We’re committed to doing our very best for you.