Recreational Vehicle (RV) Insurance2020-12-18T22:13:41+00:00

When you have excellent protection for your recreational vehicles, you also have peace of mind

Whether taking a cross-country trip with the kids or enjoying some retirement travel, an increasing number of individuals, couples, and families are finding that substituting a motorhome trip for a traditional vacation is a more educational and entertaining way to journey. In the same vein, many millions of people are putting their money and leisure time into a motorcycle and making driving more interesting and fun. Whether you have already joined the ranks of RV and motorcycle owners, or you are thinking of adding a recreational vehicle to your “family” soon, let the team at Fred C. Church design a comprehensive insurance solution to protect you and your passengers from the risks of the road.

9 Million+

Number of U.S. families reporting they own an RV* 
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Travel With Confidence

Enjoy your time on the road knowing you have coverage for any trouble that may lie ahead.

At Fred C. Church, we appreciate the sense of freedom you get leaving your daily worries behind and letting the road take you wherever feels right. But our team also recognizes that there are many potential dangers that you might be exposed to on your trip. We are not just talking about the obvious risk of getting in a crash. From hazardous weather and road conditions that can cause damage to your motorhome, travel trailer, or motorcycle, to issues with a water pump, tires, or other critical equipment, any of these situations have the potential to ruin a well-planned road trip. Whether you are going on a short ride or will be on the road for days or weeks, it’s critical that you properly plan for these events and more by obtaining insurance specially designed for your recreational vehicle.

A person snowmobiling with a beautiful bright sky in the back

Talk to an insurance professional about your recreational vehicle risks.

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Talk To An Insurance Professional About Your Recreational Vehicle Risks.

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What insurance protection do you need for your recreational vehicles?

No matter what type of recreational vehicle you own, Fred C. Church strongly recommends having this critical coverage.

What insurance protection do you need for your recreational vehicles? 

No matter what type of recreational vehicle you own, Fred C. Church strongly recommends having this critical coverage.

What type of insurance protection your vehicle needs depends on several factors, including the specific type of vehicle you have. For example, if you own a Class A Motorhome, which is basically built like a home on wheels, then you are generally required to have broad coverage that includes bodily injury and property damage liability, uninsured motorist, personal injury protection, comprehensive, and collision. However, if you are towing your recreational vehicle and it is not drivable, like a fifth wheel, pop-up, or travel trailer, then it is possible the liability insurance coverage in your car insurance extends to these towables.

Regardless of the type of recreational vehicle you own, you may want to consider extended coverage options, like towing and roadside coverage, campsite and vacation coverage, total loss replacement coverage, and more. At Fred C. Church, we will not only work with you to determine the insurance requirements for the recreational vehicle you plan to buy or rent, which vary greatly from state to state, but, as important, we will also help you evaluate the likelihood of a loss and the optimal way to cover the risks of the road.

Vehicle on the road with trees surrounding both sides

If you own or rent any of the following recreational vehicles,
talk to Fred C. Church about your insurance options:

  • Motorhomes

  • Motorcycles

  • ATVs

  • UTVs

  • Dune Buggies

  • Golf Carts

  • Mini-Bikes

  • Travel Trailers

  • Fold Downs

  • Truck Campers

  • Expandables

  • Toy Haulers

  • Snowmobiles

  • Trail Bikes

  • Off-Road Vehicles

  • Dirt Bikes

  • Three-Wheelers

  • Motorized scooters

What we mean when we say,
“It’s the people.”

If you choose to work with Fred C. Church as your insurance broker, you will experience our unique approach to finding the right protection plan for you and your vehicles. You will also see how important it is to us that you wholly understand recreational vehicle insurance coverage and how it safeguards some of your most meaningful assets. Most important, you will learn that, as an independent, employee-owned company, we don’t answer to anyone but you. Our only responsibility is to serve your personal goals, needs, and situation. With Fred C. Church, you will always come first.

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