Protecting Students & Families

Tuition Refund Insurance

Helping independent schools protect students and their families is a primary concern for Fred C. Church. We do this in a variety of ways, from ongoing risk mitigation assessments to offering crisis management tools. Today, we are pleased to bring you a program to help safeguard your school and your community of students: Tuition Refund Insurance.

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Why Tuition Refund Insurance?

Your enrollment contract with students and their parents typically holds them financially responsible to pay you the full amount of tuition and fees, regardless of why they withdraw their child. With Tuition Refund Insurance, an insurance contract pays a portion of the tuition/insured fees when a student withdraws from school for a covered reason.

Our Program Includes Tuition Continuance Coverage

While most coverages are triggered by a withdrawal, in the event of a job loss or death of a tuition payer, students can have their claims paid without having to withdraw from school and can stay enrolled for the remainder of the year.

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Number of Schools & Premium Volume

60+ schools enrolled, estimated $2.7M in overall program premium.

Start Date

Coverage for all causes of loss, except voluntary withdrawal, begins 7/1 of each year. Voluntary withdrawal begins 14 calendar days after the student’s first day of class (the student must regularly attend class during those 14 days).

Pre-existing Conditions

No pre-existing condition exclusion.

Reimbursement Timeline

Average claims closed within 24–48 hours and checks mailed to the school.

Mental Health

Mental health is included in the definition of medical withdrawal; no separate coinsurance percentage is required.

Deductibles

Larger deductible options available for bigger independent schools.

Tuition Reimbursement

Primary Contact Name/Title:
Type of School:
Dates of Your Classes:
Projected Number of Students 22-23:
Your Tuition Refund Practices:
Do you have a written procedure to handle tuition refunds?
What is your current tuition Insurance plan design?
Desired Coverages. The following causes of loss may be covered. Indicate a percentage of payment (from 0% to 100%):
Do you desire optional Tuition Continuance Coverage? (This endorses the policy to provide coverage only for the result of the covered Death of a Tuition Payer or the covered Involuntary Unemployment of a Tuition Payer. The coverage pays the continuing tuition expense to allow the student to complete the school year):
Your Discharge and Withdrawal History (by Academic Year) - MONTHS LOST FOR ALL STUDENTS ENROLLED IN THE SCHOOL:
Total Student Enrollment*
2021-22 (YTD) Months Lost
2020-21 Months Lost
2019-20 Months Lost
2018-19 Months Lost
2017-18 Months Lost
 
Academic Discharge Months Lost*
2021-22 (YTD) Months Lost
2020-21 Months Lost
2019-20 Months Lost
2018-19 Months Lost
2017-18 Months Lost
 
Disciplinary Discharge Months Lost*
2021-22 (YTD) Months Lost
2020-21 Months Lost
2019-20 Months Lost
2018-19 Months Lost
2017-18 Months Lost
 
Number of Medical Withdrawals Months Lost
2021-22 (YTD) Months Lost
2020-21 Months Lost
2019-20 Months Lost
2018-19 Months Lost
2017-18 Months Lost
 
Number of Disease Contamination Withdrawals Months Lost*
2021-22 (YTD) Months Lost
2020-21 Months Lost
2019-20 Months Lost
2018-19 Months Lost
2017-18 Months Lost
 
Death of Tuition Payer Months Lost*
2021-22 (YTD) Months Lost
2020-21 Months Lost
2019-20 Months Lost
2018-19 Months Lost
2017-18 Months Lost
 
Job Transfer of Tuition Payer Months Lost*
2021-22 (YTD) Months Lost
2020-21 Months Lost
2019-20 Months Lost
2018-19 Months Lost
2017-18 Months Lost
 
Job Loss of Tuition Payer Months Lost*
2021-22 (YTD) Months Lost
2020-21 Months Lost
2019-20 Months Lost
2018-19 Months Lost
2017-18 Months Lost
 
Voluntary Withdraws Months Lost*
2021-22 (YTD) Months Lost
2020-21 Months Lost
2019-20 Months Lost
2018-19 Months Lost
2017-18 Months Lost
 
Consent*

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