You & Your FamilyFor Your Home

The Insurance Coverage You Need, All Under One Roof.

Protect your home, condominium or apartment and everything it holds. We offer a variety of coverage options to meet all of your needs—find what works for you.

The Right Policy at the Right Price

We partner with more than a dozen home insurance carriers so you’ll be able to find a price you love just as much as the coverage and service. You may also qualify for additional discounts:

  • Multiple Policy: Combine policies and save as much as 28% on your home and auto.
  • Claim Free: Haven’t reported a claim? Get a discount when you switch carriers.
  • Loyal Customer: We love our customers! When you stick with us, it doesn’t go unnoticed.
  • Home Protection Systems: Safety and security upgrades can mean more savings for you.

Your Home Meets Our Experience

Not every home is created equal. Neither is every insurance policy. We have the know-how to find the right insurance coverage for the place you call home.

  • Coastal areas
  • Flood zones
  • Historic or older homes

Homeowners Insurance

Confidence in Coverage

We’ve been insuring houses throughout New England for more than 150 years, so we know that whether you’re a first-time homebuyer or have gone through the process before, a little help is always nice. Our local agents will take the time to understand your needs, determine the appropriate coverages and walk you through the process.  

Homeowners Insurance

Homeowners Insurance for Condominiums

While part of every condominium owner’s insurance coverage is provided by the condominium association’s Master Policy, condo owners can purchase additional policies to obtain more complete coverage.

  • Individual Unit Owner’s Policy (Form HO-6): Covers the full value of your personal property.
  • Building Coverage: Covers improvements made to your unit (amount of coverage needed depends on association bylaws).
  • Loss Assessment Coverage: Covers your proportionate share of any uninsured claims under the Master Policy.
  • Additional Coverages: Condominium policies can also include coverage for personal liability, medical payments, and valuable belongings.
Condominium Insurance

Renters Insurance Coverage

Are you wondering if you need renters insurance? Then ask yourself these three questions:

  • What would happen if while away there was a fire and all of my belongings were ruined?
  • Where would I stay in the event of such a circumstance?
  • What would happen if I left something on and was at fault for the fire?


These real life concerns can happen, but renters insurance can help. A comprehensive renter’s insurance policy would replace your personal belongings, provide you with a temporary place to stay and protect you in the event of liability.


Tenants should obtain adequate insurance to cover all possible losses.

  • Replacement Cost Coverage for Contents: Insure your belongings for the most current cost to replace them.
  • Personal Liability Insurance: Provides medical coverage and legal defense for claims made against you following an unintentional or accidental injury on your premises.


Talk with one of our agents today to get a free quote and learn how easy and affordable it is to add renters insurance to your existing auto policy.

Renters Insurance

Umbrella Insurance Policy

Be prepared for any situation with an umbrella policy. Coverage under an umbrella policy accounts for expenses or losses your current policies may not cover. Umbrella insurance provides high limits of liability for additional protection against losses that may exceed your homeowners or auto policy limits, and cover some losses not covered by your regular insurance policies. We can help you determine if an imbrella policy makes sense for you. Simply request a quote to view our rates and coverage options.

Umbrella Insurance

Jewelry Insurance

We know how important your valuables are to you, which is why we offer jewelry insurance as part of our policy and coverage options. You have several choices when it comes to insuring your valuable articles like personal jewelry, and we examine the best insurers to get you the best policy. We can review insurance options with you to ensure you have the desired coverage for any potential loss based on your most up-to-date appraisals. Simply request a quote to get started today.

Jewelry Insurance

Insurance for Fine Art and Collectibles

Do you collect or possess fine art, oriental rugs, stamps or even fine wines? Everyone has different passions, and at Fred C. Church, we understand how important your collectibles can be. That’s why we offer comprehensive insurance policies to protect your valuables, so you can have the peace of mind to continue collecting with confidence. We’d love to have a conversation to learn more about your collections and find the right policy to keep them safe and protectied.

Contact us today to speak with an agent about your coverage options.

Fine Art Insurance
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