Our StoryA Legacy of Success

Exceeding Expectations Year Over Year

We’ve been committed to our customers since 1865, providing the trustworthy service and unmatched personal relationship you expect and deserve.

Our Mission

Fred C. Church Insurance is committed to exceeding the risk management expectations of our clients by providing competitively priced insurance programs, professional guidance and superior service.

At a Glance

1

FRED
Fact

160 insurance professionals and growing. Selected as one of the Best Places to Work in Insurance by Business Insurance Magazine in 2011, 2013, 2014, 2015 and 2016.

2

FRED
Fact

Direct relationships in place with over 50 insurers thus providing our clients with complete access to the insurance marketplace for commercial, personal and employee benefits insurance.

We Were There When It All Began

In 1865, the changing of a nation brought in a great demand for skilled insurance workers to create coverage plans that could support the development of a new industry locally and across the region. As a result, Fred C. Church Insurance was established with its first office located in the back of a bookstore in downtown Lowell.

Our continuous commitment through the years to risk assessment, product knowledge and quality service has allowed us to become one of the largest independent insurance agencies in New England with seven offices and 160 employees.

We Were There When It All Began

In 1865, the changing of a nation brought in a great demand for skilled insurance workers to create coverage plans that could support the development of a new industry locally and across the region. As a result, Fred C. Church Insurance was established with its first office located in the back of a bookstore in downtown Lowell.

Our continuous commitment through the years to risk assessment, product knowledge and quality service has allowed us to become one of the largest independent insurance agencies in New England with seven offices and 160 employees.

We Were There When It All Began

1860

Abraham Lincoln is elected President

1860

1865

Henry Church forms Fred C. Church Insurance Company in Lowell, Mass. as a sole proprietorship.

1865

1877

Alexander Graham Bell demonstrates his telephone in Lowell. Two years later, Lowell becomes the first U.S. city to have phone numbers.

1877

1890

Fred C. Church becomes a partnership between Henry C. Church and his son, Frederic C. Church. Its new location opens at 53 Central St. in downtown Lowell.

1890

1894

Henry C. Church, original founder of Fred C. Church Insurance Company, passes away, and the business returns to a proprietorship in the early 1900s.

1894

1920

Frederick C. Church forms a partnership with his son, Frederic C. Church, Jr., and also with Roy Bennett, Oscar Johnson, Lucien Paulent and Henry F. Fessenden, creating Fred C. Church and Co.

1920

1936

The historic Flood of 1936 ravages Lowell, destroying homes and businesses throughout the city.

1936

1954

The Insurance Service Association of America, now Assurex Global Partners, is established with affiliated company Boit, Dalton & Church as one of its founding partners. That membership later transferred to Fred C. Church, Inc.

1954

1955

A large fire on St. Patrick's Day in Lowell destroys the business building on Central St., forcing a relocation to 24 Merimack St.

1955

1956

Fred C. Church, Jr. becomes one of the founding fathers of the Boys & Girls Club of America through his support of the organization.

1956

1968

The business changes from a partnership to a corporation and is re-named Fred C. Church, Inc. with Branford S. Brennan as President.

1968

1975

The last two of the Fred C. Church family leave the company. Edward (Ted) D. Howe is named President and an employee stock ownership plan is established.

1975

1975

Lowell State College merges with Lowell Technological School to form
the University of Massachusetts, which would later be incorporated into the University of Massachusetts System as UMass Lowell.

1975

1980

John F. Reilly, Jr. is named President of Fred C. Church, Inc.

1980

1988

The Fred C. Church, Inc. Lowell headquarters are relocated to One Merrimack Plaza.

1988

1994

Fred C. Church opens its first Portsmouth, NH location at
One Harbour Place, moving to 401 State Street in 1996.

1994

2000

Fred C. Church relocates its Portsmouth location from State Street to the Pease Tradeport.

2000

2000

The National Trust for Historic Preservation names Lowell one of America’s “Dozen Distinctive Destinations.”

2000

2002

Herman P. Laturnau named President of Fred C. Church, Inc.

2002

2004

Fred C. Church, Inc.’s Lowell office moves to its current location at 41 Wellman St.

2004

2011

Fred C. Church is named for the first time as one of the Best Places to Work in Insurance by Business Insurance magazine.

2011

2015

Michael S. Reilly named President of Fred C. Church, Inc.

2015

2016

Fred C. Church relocates its Portsmouth location to the city's downtown.

2016

Guiding Principles

At Fred C. Church, we’re committed to exceeding the risk management expectations of our clients by providing competitively-priced insurance programs, professional guidance and superior service.

Fred C. Church was established in 1865, and the principles on which our business was founded are still very much in place today. We are proud to be able to offer you an unparalleled breadth of benefits, including our commitment to:

  • establishing long-term relationships with financially-successful businesses and individuals who recognize the value of quality insurance products and services.
  • attracting and retaining intelligent individuals who are client-focused, self-motivated and committed to providing professional service.
  • offering an enjoyable, rewarding and positive work environment.
  • accessing financially-stable insurance companies that share our commitment to long-term relationships, innovative coverages, and value-added services.
  • maintaining an environment of total honesty and integrity in all our dealings with our clients, with the insurance companies, and with one another.
  • creating growth and profitability that will allow us to be financially strong while perpetuating internal private ownership.
  • supporting the civic, economic and social activities of the communities we serve.

We are committed to ensure your business success

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