Flood

You don't have to own waterfront property to need flood insurance.  High water can happen anywhere.  Clogged storm drains, snow and ice build-up, heavy and extended rainfall, and severe weather - to mention a few - can cause flooding.  Unfortunately, losses due to flooding are NOT covered under most homeowners policies.

If you live in a designated flood zone, then flood insurance is a requirement.  But if you don't, it doesn't necessarily mean that you may not be hit by the ravages of a flood.

For more information on the requirements for flood insurance and how you can obtain a flood insurance policy, contact us.  We can explain all the details to the flood policy and determine the correct coverage to fit your needs.