Our Compensation

Fred C. Church, Inc. is compensated through commissions paid by insurance companies and/or fees paid by our clients. Some property/casualty and employee benefit carriers also offer contingent or profit sharing commissions. These additional commissions are based upon underwriting results and/or the volume of the overall book of business with that carrier. These payments are not guaranteed and have historically amounted to roughly 1 percent of total premiums placed.

Fred C. Church, Inc. recommends insurance carriers to our clients based on cost, coverage, service capability and financial security - not based on our compensation. It has always been our practice to leave the final selection of insurers to the discretion of our clients.